Get $225 By Spending $500


225 dollarsWould you spend $500 to get $225 tax-free cash back?  For a limited time – you can!  Chase just increased the sign-up bonus on their Freedom card from $100 to $200 cash back.  They also sweetened the pot with an extra $25 if you add an authorized user.

The card has 0% interest on purchases and balance transfers for 15 months.  See details below.

This is the Visa that I carry in my wallet.  It never has an annual fee.  You always get 1% cash back on everything.  You get 5% cash back on various categories that change every every 3 months like Gas Stations, Restaurants, Movies and Groceries.

Click on Chip’s Favorite Credit Card Offers and then “Cash Back”.  Email me if you have any questions!

To get the bonus, you need to meet the $500 spending requirement in the first three months your account is open.  That might be pretty easy to do by just paying your phone, internet and cable bills.  $500 in three months is an average of only $5.55 per day.  Like I said, it’s pretty easy to achieve.  Read my post 11 Ways To Meet A Spending Requirement for some helpful ideas.

Remember, you don’t have to give a card to an authorized user.  You just have to give a name that gets printed on a card for the authorized user to use.  Maybe you get one for Pampero Firpo or Ivan the Terrible.  Ha ha.  As you know, they are the same person.

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Airbnb Logo

My Airbnb Experiment


airbnb-logoI am a land baron – kinda like The Donald but with a better coiffure.  When a significant portion of my vast real estate portfolio became vacant (my furnished guest house), I decided to dabble in a little Airbnb.

In case you are saying, “Air-what-the-what?” is a website where people can list their home for rent and find places to rent – often short-term.  People list anything from a single family house right down to a shared room in an apartment.

It means extra cash for an Airbnb host and often a less expensive alternative to a hotel for an Airbnb guest.

If you are new to Airbnb, use this link to sign up and we will both get $25 off our next stay in an Airbnb place.  Not “our” stay, your stay and my stay – unless you wanna bunk up.  You can pay for one night and I’ll pick up the other.  I digress.

Nothing New Under The Sun

Renting out part of your home is not a new thing.  In fact, you don’t even have to pay taxes on the income if you rent out your home for less than 15 days a year.

You might use that fortnight to test the Airbnb waters and pocket some tax-free cash.

Contrary to what you may have read, it is not illegal.  Here is the chapter and verse from the IRS:  “If you rent property that you also use as your home and you rent it less than 15 days during the tax year, do not include the rent you receive in your income and do not deduct rental expenses.”

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5 Days Left (My “Cromance”)


You have 5 days to get some extra tax-free cash.  I’m talking about $300.00 – $500.00+!!

Chase bumped the sign up bonus on TWO cards for a limited time.  This offer expires Monday (that’s Memorial Day, folks).  Dilly not, nor dally.


  • The Ink Plus Business card increased to 60,000 points (worth $600 cash) when you spend $5,000 in the first 3 months your card is open.
  • The Ink Cash Business card increased to $300 when you spend $3,000 in the first 3 months your card is open.

Click on Chip’s Favorite Credit Card Offers, then “Business Cards” for up-to-date deals, terms, and conditions on these cards. Email me if you have any questions.

Why Get These?

Let’s face it.  I’m smitten with plastic.  My cromance (card romance) compels me to take advantage of these bonus signup offers.  I use the resulting bonus free cash to splurge on otherwise frivolous things.  Personally, I’m eyeballing a new grill and picnic table.

How To Achieve The Spending Requirement

Check out my post 11 Ways To Meet A Spending Requirement for easy,

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Free Movie Fridays via Fandango


Who doesn’t like a 2-fer?  April 22 thru August 21 – go here on a Friday.  Buy two or more tickets to a Friday movie and one will be free (up to $19.50 value).  You must buy your tickets with a Visa Signature card.  Plug in your Visa at the above link to see if it is eligible.

You can cut to the front of the cyber line if you have a Chase Visa Signature card.  With it, you can buy your tickets Wednesday – Friday for any film currently on sale for that Friday showing.

Limit 1 complimentary ticket per Visa Signature card per 30 days.  Multiple cards = multiple times you can do the offer.

If you used a different card each of the 18 weeks, this could save you $351.00! That’s only 4-5 cards total.  If you and you movie-buddy each happen to have two Visa Signature cards, you can make it happen!  Knowwhattamean?

Want some of this hot 2-fer movie action, but don’t have a Visa Signature card?  Click on Chip’s Favorite Credit Card Offers for up-to-date deals, terms, and conditions on these cards and more.  Email me if you have any questions about which card might be right for your situation.


$200 From TradeKing


TradeKing$200I hear ya: What the heck is a “TradeKing” and how many are there in a bushel?

TradeKing is a brokerage house (place to buy and sell stocks and funds).  They’re celebrating 10 years in business with this sweet promotion for new accounts.

All you have to do for the $200 is:

It’s only $4.95 per trade. Even if you only did 3 trades, you’d still be up $185. If you got a tax refund, open the account, deposit $3K and make a few trades. I have an account here. It’s legit. FINRA member and SIPC insured. You gotta click to collect!


Dude, Where’s My Refund?



I filed my taxes yesterday, so… Dude, where’s my refund? Don’t bogart my bucks! The only thing better than getting a tax refund is knowing when you will get it. Pop over to

It’s very user-friendly. Yes, I am suggesting you spend some of your free time browsing the Internal Revenue Service website. Do I know how to have fun or what? Don’t harsh my mellow.

Fistful Of Dollars

Here’s Where You Can Shove Your Tax Refund


fistful_of_dollarsMany of us are about to get back the “no-interest loan” we gave Uncle Sam.  Generally speaking, that’s what a tax “refund” is.  If you don’t have debt to pay down, you might wanna put a fistful of those dollars in your checking account – and fuhgeddaboudit.

Most checking accounts these days are not free unless you jump through hoops.  Banks vary, but you usually have to pay at least $10/month unless you have a daily balance of about $1,500.  You should not have to pay ANY monthly fees to have a personal checking account.  I never have.

People don’t think of it his way, but the money you pay for a checking account is usually after-tax money.  You might have to earn $200-$300 at your job to have enough money left after taxes to pay your bank $150 in fees – every year.  That adds up!

Make the best of your tax refund.  If you already have free checking and no debt, start building that Emergency Fund.  EverBank’s Yield Pledge Money Market Account pays 1.40% guaranteed for six months on balances up to $50K. I’ve had it. FDIC & legit.  And a pretty sweet rate!

Cardpool Home Depot Savings

How I Saved $217.59 in 5 Minutes


Cardpool Home Depot SavingsI hate coupons for individual products.  My brain melts when I have to find the 14.627 ounce size of pomegranate toothpaste with menthol to get half off.  The occasions on which I have tried being a coupon-clipper, it seems like I spend 4 times as long in the store, hunting for the thing that will save me $1.50.  I HATE IT!

But… I LOVE a nice discount off my OVERALL purchase.  That’s easy.  I buy what I actually want and get a discount off the top.  Done!

I have to spend over $1,000 in home improvement materials.  Here’s how I saved about $217.58 in 5 minutes.  That is over 21% off, after any discounts in price for things on sale!  Pretty sweet.

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How Many Days Old Are You?


100yearoldladyWe all have a friend or relative who sends us stupid emails.  Let’s face it, I may be that person.  When I see their email in my Inbox, I reach for the delete key as I scan the subject for a last second reprieve.  I just got a diamond in the rough!

Here’s a site that will tell you how many days old you are.  I’m over 17,000 days old!!  How much would you have if you saved a measly buck every day of your life?  What if you socked away $5 or $10 per day?

If you like this idea, here’s a good place to stash your cash: EverBank’s Yield Pledge Money Market Account pays 1.40% APY guaranteed for six months on balances up to $50K. I’ve had it. FDIC & legit.

You need $1,500 to open it.  Kickstart your account with your tax refund!

Frugal Hoosier Manager

The Frugal Hoosier


Frugal Hoosier Manager

Sorry about the break in posts, I was shooting an episode of the ABC sitcom “The Middle”.  I play Clark, manager of the Frugal Hoosier grocery store.  My worlds collide.  Typecasting!  You know I had to dig deep to research this character.  I’m a Buckeye, for crying out loud.

The money tip here is a reminder for you Chase Freedom cardholders.  You have the rest of this month to get 5% cash back at grocery stores with that card.  Details in my post “A Pretty Quick $57”.

Click on Chip’s Favorite Credit Card Offers for up-to-date deals, terms, and conditions on this card. Email me if you have any questions.

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