It’s crunch time. We’ve got a few days to take care of things before 2023 turns into a pumpkin.
Refill Prescriptions & Exhaust Health Savings Accounts
If you have already met your deductible for prescriptions, you might wanna reload your meds. If you have a Health Savings Account that needs to be used or losed by year’s end – use it or lose it! Remember, rhyming is more important than proper grammar.
Donations
If you want to write off your donation in 2023, get on it! For a refresher on different ideas, check out my posts Sweet Charity (Giving Tuesday) and How To Donate Stock at Current Value and Pay No Tax on Capital Gain.
5% Cash Back at PayPal, Wholesale Clubs, and Select Charities
If you have a Chase Freedom or Chase Freedom Flex card and have already activated your card for the bonus categories this quarter, you can earn 5% cash back on up to $1,500 in spending through December 31, 2023 in the following categories:
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PayPal, Wholesale clubs, and Select Charities
5% Cash Back at Amazon & Target
If you have a Discover it card and have activated your card for the bonus categories this quarter, you can earn 5% cash back on up to $1,500 in spending through December 31, 2023 in the following categories:
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Amazon.com and Target (including Target.com and the Target app)
Read how I used my Discover card to reload my Amazon balance and got 5% cashback for doing it. To see how to reload an Amazon balance, click here and scroll to #7.
Fun Tip: You can buy Mastercard/Visa/AmericanExpress gift cards for yourself at these stores in the 5% categories. Use them later. That’s right, you use a credit card to buy a Mastercard/Visa/AmericanExpress gift card. You’ll get 5% cashback on your purchase of said gift cards. Then use them whenever in the future, wherever Mastercard/Visa/AmericanExpress cards are accepted.
If you don’t have a card that gets you 5% cash back every quarter in different categories, check out Cash Back cards here.
Merry Christmas, Happy Hanukkah & Happy New Year!
