Do your friends have Alligator Arms when the bill comes? Venmo makes it possible for them to use a credit card to pay you back (or you pay them), via a valid U.S. cell phone. No fee. You can send up to $2,500 per month from your credit card(s). Refer a friend who signs up – BOTH get a dollar. If you sign up using this link I will get a buck. Woo-Hoo!
> Check out Venmo.com