If you’re going to purchase something you need, and someone is willing to pay you tax-free cash for doing so – I say let them!
Check out these cash back cards. Right now, Chase and Citi sweetened the deal with $100 bonuses!
Here’s the scoop: Chase, Citi and Discover have credit cards that never have an annual fee and always give 5% cash back in certain categories. The categories change every three months. We can use these cards to get up to $900 cash back every year – without changing our spending habits. That cash back money is tax free. It adds up!
Instead of using cash, use these cards, get 5% cash back, and then pay off your bill with the cash you were going to spend in the first place.
Click on “Chip’s Favorite Credit Card Offers” at the top right side of this website for up-to-date deals, terms, and conditions on these cards and more. Email me if you have any questions about which card might be right for your situation.
Here are the new categories:
Chase Freedom® Visa – $100 Cash Back Bonus – Through September 30th, you can still earn 5% cash back on up to $1,500 in purchases in the following categories: Gas stations & Kohl’s. You might use your Chase Freedom card now to load up on some gift cards at those stores (earning 5% cash back now via Chase) for future purchases with those gift cards.
From October 1st – December 31st, you can earn 5% cash back on up to $1,500 in purchases at these merchants in these categories:
- Amazon
- Zappos
- Audible.com
- Diapers.com
You must enroll for the 5% cash back each quarter at ChaseBonus.com. It takes 20 seconds. They also offer to send you a text or email every quarter, reminding you to enroll for the 5% cash back as well as offering you a reminder for your Google, Yahoo, Outlook and iMac calendar. All other purchases earn 1% cash back.
Right now Chase Freedom Visa has a promotion that will give you $100 Bonus Cash Back on top of everything, if you apply for the card and spend just $500 in your first three months. Check out this easy way to meet the spending requirement.
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Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back – Through September 30th, you can still earn 5% cash back, up to $300 per year in these categories: Airlines & Hilton.
From October 1st – December 31st, the 5% cash back categories are:
- Best Buy
- Department stores
To enroll, log into your account online and click on the 5% cash back offer or call 1-800-231-0891.
Citi does not limit you to 5% on $1,500 spent in the categories per quarter (or $75 cash back per quarter) like Chase Freedom and Discover it. Citi let’s you go nuts! Conceivably, you could spend $6K today in this quarter’s categories, collect $300 cash back, and then put the Citi card in the drawer until January. All other purchases earn 1% cash back.
Right now Citi® Dividend Platinum Select® Visa® Card has a promotion that will give you $100 Bonus Cash Back on top of everything, if you apply for the card and spend just $500 in your first three months. Check out this easy way to meet the spending requirement.
This is not a typo. Chase and Citi have similar promotions. If you get both cards and both $100 bonuses, well, you do the math.
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Discover it® Card – Through September 30th, you can still earn 5% cash back on up to $1,500 in purchases in these categories: Home Improvement stores, Department stores & Amazon.com.
From October 1st – December 31st, you can earn 5% cash back on up to $1,500 in purchases in this category:
- Amazon.com
- Department Stores
- Clothing Stores
You must Log In to your account online to enroll in the 5% cash back rewards each quarter. Do it now. It’s quick and easy!
Want more? Check out my video post about how you can collect Cash & Prizes with Cards!
If you are ready to pull the trigger, click on “Chip’s Favorite Credit Card Offers” at the top right side of this website for up-to-date deals, terms, and conditions on these cards and more.
I personally have and use all three of these cards. Thank you for clicking on the referral links in this post. I appreciate it! Not only will that ensure you get the correct offer, but we may get a referral credit from approvals. That support helps keep the 1s and 0s spinning around cyberspace bringing great Chip’s Money Tips to you!!
Click on “Chip’s Favorite Credit Card Offers” at the top right side of this website for up-to-date deals, terms, and conditions on these cards and more.
This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser’s affiliate programs.
