If you are like me, over the past few months, you shopped, merried and rang your credit card pretty hard. If you cannot pay off the balance in full, you’re looking at paying 10%-29% interest on your purchases.
PLEASE – don’t start the New Year paying interest on a credit card. That is soooo 2019. You need a new card that allows you to transfer your current balance onto it. You can save yourself hundreds to thousands, depending upon what kind of hot mess you got yourself into. Email me if you have any questions!
- Think about it. Carrying a $5,000 balance on your credit card at 10% interest is $500 a year that you are wasting.
Here’s the nitty-gritty on how you can STOP paying interest for the next 15-21 months. It’s very easy! If you apply via my site I can get a commission, so… thanks!
You apply for a 0% balance transfer credit card, and have them move your current card’s balance over to the new 0% card. To keep the 0% rate on the new card for the term, all you have to do is pay the minimum amount due every month. Done and done!
Many of the cards also offer 0% on new purchases and bonuses of $150-$200 tax-free if you meet a spending requirement of $500-$1,000. And no annual fee.
While you are deciding which card to get, remember this: You cannot move an existing balance on a card to a 0% card at the same bank. You can’t move from Chase to Chase, but you can move from Chase to Citi.
Click on this li’l widgetty display thingy below to check out the best cards:
Email me if you have any questions. Full disclosure: I may get a commission if you apply using my link, so… Thanks! Don’t cancel your old card.