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How I Saved $525/year on Insurance


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Getting insurance from a lizard, a duck, a floating red umbrella, cupped hands, or Snoopy may not be the best deals out there.  Let’s face it, that beagle is shrewd.  The people in Peanuts don’t age, and Snoopy’s selling them life insurance.  Ahhh, Classic Chinery from 1986!

There are slew of places to buy insurance.  So let’s make this quick and painless.  Grab your “Declarations Page” for whatever insurance you have – Auto, Home, Renter, Earthquake, Personal Articles, Umbrella, Disability, etc.  That page says what coverage you have.  Scan that into a PDF file.  Can’t scan to PDF?  No worries.

If you have online access to your insurance policies – great!  That may be even easier.

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Save $360/year with a Sprint iPhone SERO plan


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A SERO plan?  What the… WHAT???  If you have a Sprint SERO plan, you can pay $50/month for your iPhone plan, for virtually the same plan as the Sprint iPhone’s $79.99/month “Everything Data 450” plan (SERO gives you 50 more minutes but not Sprint TV).  What I am about to tell you will work with other phones too, like it does with my Android, not just the iPhone.

What is a SERO Plan?  Shortly after the turn of the century, Sprint had a fantastic plan called SERO (“Sprint Employee Referral Offer”).  $30/month for 450 anytime minutes, unlimited data and texting.  The plan is no longer offered, but those who have SERO, like me, have been grandfathered in.  When I upgraded to Android, my SERO plan became a “SERO Premium” for $50/month for 500 minutes to land lines, free mobile to mobile (any carrier), unlimited data, unlimited text, free roaming in USA, unlimited GPS and more.  Sweet corn!

If you want some of this hot SERO action, you need to get the plan from someone who has it.  I have seen people online giving the plan away as well as selling it.  I bet Sprint doesn’t want people to sell their SERO plan, so if you go that route, you might keep that on the down-low.  Here’s what ya gotta do:

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$550 cash in my paws. Thanks Inky!


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I got the Chase Ink Bold card, met the spending requirement, and yesterday I received my 55,000 points worth $550 in tax free cash!!  The points hit my account before my bill came due.  So, I chose to convert all those points to cash to pay down my bill in the form of a statement credit of $550.32.

This money is tax free.  If I had earned it at work and paid 25% state and federal income tax, I would have had to make $733.76 to end up with $533.32.

It worked out GREAT for me – as it would for you!  I suggest you do it only if you will use the card to pay for things you were already going to buy anyway with cash.  Then use that cash to pay off the card.  See my video about how to do it.

Click on Chip’s Favorite Credit Card Offers for up-to-date deals, terms, and conditions on this card and more.  Email me if you have any questions about which card might be right for your situation.

23. Where Art Thou Stocks IRAs.Still Chyrons

Where Art Thou, Stocks & IRAs?


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I have accounts at ALL of the following Brokerage Houses, which are all SIPC insured. Here are some of their current, great promotional offers:

> Avoid paying a 2% replacement fee (FAQ #11) if stock certificates are lost – keep them at a brokerage house.
> SIPC is insurance, kind of like FDIC is for banks.  Read more about SIPC.
> If you transfer stocks or an IRAs from one brokerage house to another, be sure to inquire about reimbursement for any transfer fees charged by the old brokerage house.  The ACAT fee is usually about $75 and all the above brokerage houses should cover it.

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Conti: A Perfect Gift – for Zip, Zilch, Nada


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The gift?  No, it’s not a bag ‘o dirt.  Look skyward.  Nope, it’s not a novena.  Give the gift of flight!  Please read my “12 Reasons To Conti While You Can” – ideas you may not have considered (below).  But the clock is ticking.  I strongly recommend you do this, but you kinda need to do it now or in the next 7-10 days, to be safe.

I have been plugging this in video and more video – because it is THE BEST airline card deal.  I was suggesting this nine months ago, before I knew I could get a little sumthin’ sumthin’ from Chase to help support this blog, if readers clicked on my referral links and were approved.  That gives me “Card Cred” my friend.  Other airlines have offers that will get you enough frequent flyer miles for a free flight.  But they have spending requirements of hundreds to thousands of dollars.  The amount you must spend on this offer is one penny.

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AutoSlash

AutoSlash: Rental Car Search Engine


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Why walk from the airport, over the river and through the woods for Grammy’s Christmas roast beast?  If you need an inexpensive rental car, check out AutoSlash.
Plug in the When and the Where and they’ll hold a car for you.  Don’t cost nuthin’.  Best of all, they automatically keep checking for lower prices and rebook you at that lower price – then send you an email with the details.  They do not have every rental car company, but no search engine does.  I suggest you set this reservation in motion, then hunt for a better deal if you think you can find one.  AutoSlash is my go-to.  So far, for this Christmas, my four day rental has dropped three times, from an already low $115 to $79.  Nothing else has beaten it.

Here is the video I did last year about AutoSlash:

Earn Money with TaskRabbit


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TaskRabbit is a website that puts together people who have of a job or chore, dare I say “task”, and feeds them rabbit.  Strange business model.  I kid.  TaskRabbit hooks up people who need a task completed, with people who want to get paid for completing tasks.  The task gets posted and thoroughly-vetted TaskRabbits bid on how much they’ll do it for.  It’s kind of an eBay for odd jobs.  Or a “Name That Tune” for odd jobs.  That is a reference lost on younger viewers.  In fact, now “reference lost on younger viewers” is a reference lost on younger viewers.  Anyone know where that line is from?

If you have a task you want completed, click here and you will get $10 off your first task.  TaskRabbit is currently in Boston, Chicago, Los Angeles & Orange County, New York City, and San Francisco Bay Area with more cities coming soon.  Find out how to become a TaskRabbit and earn some pelts.

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Continental’s Credit Card Offer Has Changed


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Click on Chip’s Favorite Credit Card Offers for up-to-date deals, terms, and conditions on these cards and more.  Email me if you have any questions about which card might be right for your situation.

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