Cash And Coins

New Year’s To Do List: #1 – Putting “FUN” in Unclaimed Funds!


Comments

There are billions of dollars in unclaimed funds in the US.  Well, billions minus $59 that my recent annual perusal found waiting for me from Home Depot.

Because I track like a Navajo bloodhound, in previous years I came across something for my dad, a couple pension payments for my mom, and some dividend from some railroad thingy that was my grandfather’s.

This year I found over $500 waiting for family members.  But will they get it?  Well, they didn’t get it LAST YEAR WHEN I TOLD THEM ABOUT IT!!!  But when you think about it, who has time to fill out a form to get $500 when you’re experiencing a Cute Emergency?

Give these free sites a whirl.  I hope you find some gold in them thar hills!

  • MissingMoney.com – state and provincial
  • Unclaimed.org – State-by-state unclaimed property listings
  • PBGC.gov – Pension Benefit Guarantee Corporation (U.S. Government Agency)
  • TreasuryDirect.gov – Treasury Hunt
  • USA.gov – A slew of various categories of unclaimed government money, from bank failures, unclaimed property, credit unions, benefits, pensions, HUD/FHA mortgage refunds and more.

 

Cardpool Raise GCGranny Vertical

Get Money For Your Gift Cards


Comments

That gift card from your aunt has been sitting on your dresser for a few weeks now.  It’s to that restaurant you loved when you visited her in South Carolina as a kid. Unfortunately, she didn’t know that:

a) There isn’t a Bojangles’ Fried Chicken & Biscuits within 500 miles, and… b) You’re a vegan.

Hey, it’s the thought that counts, right? Well, you’re not stuck. There are sites that will give you cash for your gift cards, even partially used cards. These sites also sell gift cards at a discount. It’s a profit deal! As you know, that takes off all the pressure.

You will get less than face value, but at least you will get a little somethin’ somethin’ (up to 92% of face value).

Get the most bang for your gift card buck: Cardpool, Raise, and GiftCardGranny.

100,000 Bonus Ends Tomorrow


Comments

one-day-left-200Online applications for this deal ends tomorrow, January 11th.  So, get your application in the hopper!

In short, they are giving you $1,000 in tax-free cash or $1,500 in travel – just to try it out (spend $4,000 on the card in first 3 months card is open).

I’ve culled a couple of my posts about the deal below.

You don’t have to use my links, but I appreciate it when you do.  It’s the same deal for you, but I get a taste from Chase for telling you about it.  And that keeps the 1s and 0s spinning around cyber-space!

For more information on this card, look to the right side of this website under “Chip’s Favorite Credit Card Offer$”.  If you click “Travel Rewards Credit Cards”, you’ll be taken to another page.  It’s the 13th card down “Sapphire Reserve” NOT “Sapphire Preferred”.  After scrolling down past the first 10 cards, click “Show More Results”. Then you’ll see the Chase Sapphire Reserve three cards down.  The journey is worth the reward!  Email me if you have ANY questions.

Like Mariah Carey “singing” on New Year’s Rockin’ Eve, all good things must come to an end.

Chase’s 100,000 bonus point offer is going to get cut in half next week.  You have to apply for the Chase Sapphire Reserve card by January 11th to be eligible for the 100K bonus.

Why is this so special?  If you spend $4,000 on this card in the first 3 months your account is open, you’ll get the 100,000 point bonus.  Those points are worth $1,500 in travel if you redeem the points through Chase Ultimate Rewards.

Make this easy!  Check out my post 11 Ways To Meet A Spending Requirement

Don’t like to fly?  At WORST, you could redeem the points for a penny apiece…

Uhh… That’s $1,000.00 in tax-free cash!

The 100,000 Bonus points are reason enough, but there are other perks.  Here are just a few:

Read More
Uber Logo 2016 600 Free

$600 Worth of Free Uber?


Comments

uber-logo-2016-600-freeOkay, that was my attempt at “Click Bait”.  Please forgive me.  I beseech you!  That said… It is true.

I got a lot of inquiries about yesterday’s post 1 Week Left – Chase’s 100,000 Bonus Point Offer.

Yes… The Chase Sapphire Reserve personal card has an unheard of 100,000 point bonus (worth $1,000 in tax-free cash or $1,500 toward travel) if you spend $4,000 on it in the first 3 months your card is open. Here’s how you can easily meet the spend.

You have 6 days before the 100K point is cut in half.

Because the $300 Annual Travel Credit can actually be worth up to $600 over 365 days from when your account is opened, it makes sense that YOU SHOULD NOT WORRY about the annual fee ($450).  I’ll show you!

Before I do that, remember Chase defines “travel” as “Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.”  And that means UBER.

Here’s an example of this from ACTUAL CHASE SAPPHIRE RESERVE card activity. This card was opened September 20, 2016.  Notice that the travel related expenses are credited as they happen:

Parking Meter:

chase-travel1-s

Air Travel:

Read More
Mariah Carey New Years Eve Cropped 250

1 Week Left – Chase’s 100,000 Bonus Point Offer


Comments

Like Mariah Carey “singing” on New Year’s Rockin’ Eve, all good things must come to an end.

Chase’s 100,000 bonus point offer is going to get cut in half next week.  You have to apply for the Chase Sapphire Reserve card by January 11th to be eligible for the 100K bonus.

Why is this so special?  If you spend $4,000 on this card in the first 3 months your account is open, you’ll get the 100,000 point bonus.  Those points are worth $1,500 in travel if you redeem the points through Chase Ultimate Rewards.

Make this easy!  Check out my post 11 Ways To Meet A Spending Requirement

Don’t like to fly?  At WORST, you could redeem the points for a penny apiece…

Uhh… That’s $1,000.00 in tax-free cash!

For more information on this card, shoot your eyeballs over to the right side of this website where it says “Chip’s Favorite Credit Card Offer$”.  Then encourage your mouse to click “Travel Rewards Credit Cards”.  Once at the next page, it’s the 13th card down.  After scrolling down past the first 10 cards, click “Show More Results”.  Then you’ll see the Chase Sapphire Reserve three cards down.  The journey is worth the reward!  Email me if you have ANY questions.

The 100,000 Bonus points are reason enough, but there are other perks.  Here are just a few:

Read More
Nfl Sundayticket Cancel2

Why NOW is the Time To CANCEL NFL Sunday Ticket


Comments

nfl-sundayticket-cancel2You need to cancel NFL Sunday Ticket.  The sour grapes I have as a Bengal fan has nothing to do with this.

If you have NFL Sunday ticket, even if you got it free this season, DirecTV will automatically charge you full price for it for next season in August.  To avoid this, you need to pick up the phone (1-800-531-5000) and cancel it. The rest of this season’s games are going to be on free TV or ESPN (one next week & The Pro Bowl).  See schedule.

If you have not cancelled it, you will not be able to get it free next season.  What’s this about getting it free?

Check out my post Get NFL Sunday Ticket for FREE in which I tell how I got it free four years in a row.  Last year I negotiated it down to $49.98 for Sunday Ticket MAX (normally $359.94) – and that was after getting $600.00 off my bill!  Not too shabby! It’s all in my post.

Update: My buddy Mark was told he had to wait until after the Super Bowl to cancel.  I suggested he call back and make sure he was talking to someone in “Customer Retention”.  I suspect he was talking to some knub-nuts on the front line of the call center.

AutoSlash

Play AutoSlash’s Reindeer Games


Comments

Why walk from the airport, over the river and through the woods for MeeMaw’s roast beast? If you need some wheels, check out the free AutoSlash rental car search engine.  What makes them different from a site like Expedia, is that AutoSlash tracks your rental rate and rebooks you if the price drops – then sends you an email with the details.

FYI: Some of the big rental cars companies got their seat belts all in a bunch when AutoSlash rolled into town. They pulled AutoSlash’s access. So if there are no available cars for your needs at AutoSlash, book one elsewhere like at Expedia. Then go back to AutoSlash and plugged in your new reservation under “Track a rental you’ve booked elsewhere”.

I’ve done this and even been put in a car from one of the places that didn’t like AutoSlash’s reindeer games. A few days later, I got an email from AutoSlash that my four day Christmas week rental was slashed $42.21 – from $138.61 to $96.40.

AutoSlash is one of my first videos.  Check it out:

Gift Card Granny

Do This Before Festivus Shopping


Comments

gift-card-grannyBefore you buy hundreds of dollars of stuff for Christmas / Hanukhah / Festivus, consider this.  Buy gift cards to those stores at a significant discount (10-20% less is common).

Use the gift card(s) to make your purchase.

Doing this saved me $793.58 in 2015.

If you give gift cards, pick some up here at a discount!

Here’s the deal. Sites sell discounted gift cards that are:
Physical (card mailed to you)
Electronic or eGift (online use only)
Mobile (show on your phone in store)
Voucher or Printable Electronic (Emailed. Print out to use in store or online)

Choose which you want when making your purchase.  I prefer Voucher or Printable Electronic whenever available because I can use them in store or online.

But First… Do This Now

Get registered with these sites now.  This will get your discounted gift cards delivered in minutes, sometimes instantly.  Not being registered can delay delivery.

Use these links to register and you will get $5 off your first purchase at Raise and Cardpool

Otherwise, sign up by clicking these links: Cardpool or Raise.  I have used them repeatedly with no problems.

Gift Card Granny

Once you are registered with various sites, go here: GiftCardGranny.com.  This is an

Read More
Starbucks 50 Off @ Starbucks   Groupon

Starbucks $10 Bonus if Add $10 to App with Visa Checkout


Comments

AStarbucks-50% Off @ Starbucks _ Grouponre you a coffee-achiever like Mrs. Olsen?  If those nouns sound like gibberish to you, congratulations on being under 30.  I’m talking about the bean, man!

Starbucks has another deal going.  If you load at least $10 onto your Starbucks app using Visa Checkout you will get a $10 bonus Starbucks eGift card.  Click here for the offer while it lasts.  Card-carrying Starbucks junkies can add this eGift card to your existing card account or app.  My eGift card arrived a few hours later.

Remember: Stay away from that last drop!

Read More
800Jeopardy 200

$800 Tax-Free from Chase


Comments

800jeopardy-200What would you do with $800 tax-free?

Chase wants you to use their new Chase Ink Business Preferred sooo badly that they will give you 80,000 Chase Ultimate Rewards points if you spend $5,000 on that card in the first 3 months it is open.

I need to repeat this… An $800 bonus!! That’s eight $100 bills. That’s forty $20 bills. That’s 80 sawbucks.

The old Chase Ink business card had a nice 50,000 point bonus.  80,000 is more than 50,000.

For more information on this card, shoot your eyeballs over to the right side of this website where it says “Chip’s Favorite Credit Card Offer$”.  Then encourage your mouse to click “Business Credit Cards”.  Once at the next page, it’s like the 9th card down.  Email me if you have ANY questions.

Full disclosure: I may get a commission if you apply using my link, so… Thanks!

How To Frugally Spend $5,000 in 3 Months…

Check out my post 11 Ways To Meet A Spending Requirement for ideas.  I use a card to pay for everything except my mortgage and natural gas bill.

Are You A Business?

This card is designated for “business”.  Fear not.  You can be a business even if you don’t have a Corporation or LLC?  If you just said, “A what?” don’t worry about it – you don’t have one.

What you do is apply for the card as a “sole proprietor”, which the IRS defines as

Read More
Page 1 of 4012345»102030...Last »