Last year I picked up $300 worth of gift cards at my favorite restaurants at no cost to me.
It’s only five weeks until the 4th annual Small Business Saturday on November 30th. That is American Express’ SWEET promotion for consumers and small businesses where you get $10 statement credits when you spend $10 or more at a small business. Here are details.
This post is giving you the heads-up that you should call the number on the back of your American Express cards to get Authorized User cards for the adults in your home. Why? Authorized Users cards can also register for the $10 statement credits. As you can imagine, that could add up! More details in last year’s posts here and here. Keep in mind that last year it was a $25 credit when you spent $25, but it’s now $10 for $10.
If you don’t have an American Express card, here are my referral links to cards that American Express accepted for the promotion last year. I suggest you apply today to make sure you get the cards in time for the promotion’s free enrollment November 24th. Add the authorized users during application.
American Express has many personal and business cards that earn airline miles, hotel points, cash back and miscellaneous rewards. Click on Chip’s Favorite Credit Card Offers for up-to-date deals, terms, and conditions on these cards and more. Email me if you have any questions about which card might be right for your situation. Pick a card, any card. I’m a fan of the Starwood & Delta cards.
Why Authorized Users?
This $10 statement credit is also available to your authorized users. So, if you already have an American Express credit card, call the number on the back to add your spouse or any adults in your home as authorized users. You do not have to give the authorized user’s social security number, just the birth date.
This does NOT mean that you MUST to give a credit card on your account to your knucklehead offspring who is in no hurry to move out. Of course, a lot of parents give their child a card to use in an emergency.
Whatever you decide, order the card. When it is time to enroll for Small Business Saturday, sign up the authorized user cards along with yours.
On November 30th, use the cards at area businesses. Grab lunch somewhere, dry clean some sweaters, buy some wine. If a parent got authorized user cards for the better half and two adult kids, that’s $40. Dine at the local pizza place, toss in your four registered cards and split it four ways. The small business is grateful for the business. Amex picked up the tab via four $10 statement credits. It’s a win-win!
You cannot register your cards for Small Business Saturday at this time. But you can get your ducks in a row by applying for a credit card and getting cards for your authorized users.
Leave any questions you may have in the comments below. I’ll answer them ASAP.
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