Deathandtaxesandmoretaxes Cartoon

Is a “Bereavement Fare” Fair?


Comments

deathandtaxesandmoretaxes-cartoonBen Franklin said, “Nothing can be said to be certain, except death and taxes.”  April 15th is only 20 days away, so the latter is top of mind.  Unfortunately, the former made a surprise visit to my extended family this week.

I don’t wanna be pushy, but I hope you will take this as a Call To Action.  Don’t compound a huge personal loss with a financial one.  Just like how you (hopefully) keep some money stashed away for emergencies, you should have frequent flyer miles at your disposal.

Bereavement Fares are NOT the Answer
In the past two years, I have had to catch a quick flight to be with my dying dad and to attend a close friend’s funeralBoth flights would have cost $1,000 each – even IF I qualified for the bereavement fare.  That’s the way it is.  Period.

Bereavement fares aren’t cheap.  They are for close family who must be there – not friends.  Basically, if you aren’t mentioned in the obituary or married to someone who is, don’t expect to get the small discount.  Airlines have requirements that must be met.

What’s The Solution?
The best/easiest/cheapest way to get miles that never expire is via Delta offers for personal and business cards.  Click on Chip’s Favorite Credit Card Offers for up-to-date deals, terms, and conditions on these cards and more.  For some, the toughest hurdle will be getting rid of the mindset that having a credit card means you will go into debt.  I do not advocate credit card debt.

I do encourage responsible use of credit cards – especially ones with such huge and easy sign-up bonuses as these.

Right now, you can quickly earn 30,000 Delta frequent flyer miles (more than enough for a flight) with a Delta SkyMiles Gold American Express card for Personal as well as one for Business use. If you get BOTH you can end up with 60,000 bonus miles. Here’s how to fill out the business application.

Why Delta?

  1. Delta is the world’s largest airline
  2. You can use Delta SkyMiles anywhere they fly, as well as on their worldwide partner airlines
  3. Delta SkyMiles NEVER EXPIRE (unlike other airlines) – even if you cancel cards
  4. You can redeem Delta SkyMiles for a ticket in someone else’s name
  5. The small spending requirement and ability to try out the card is hard to resist

How to Get the Quick Infusion of Frequent Flyer Miles
Right now, you can apply for the Gold Delta SkyMiles® Credit Card from American Express and/or the Gold Delta SkyMiles® Business Credit Card from American Express OPEN.  Each one allows you to earn 30,000 bonus Delta SkyMiles after you spend $1,000 on the card within the first three months of cardmembership.

That’s an average spend of $334/month.  In other words, use it at the grocery or to pay your phone bill, internet or TV, and you will meet your spending requirement lickity split.  You can also pay someone some money you owe them by using your credit card.  It’s not a cash advance.  Pretty sweet!  Do it that way, and you will meet your $1,000 spend instantly.  The Delta SkyMiles will show up after your statement drops.

There is a $0 introductory annual fee for the first year, then $95.  So, you can try out the cards and enjoy the benefits for a whole year.  Whether you keep the cards or not, the Delta SkyMiles you earned are yours to keep – and they never expire.  That’s huge to know the miles will always be there for an emergency!

I suggest that all adults have frequent flyer miles in reserve for such emergencies.

amexshopsmall-nodate2Another GREAT thing about these cards: For the past few years, American Express has sponsored the very popular Small Business Saturday a couple days after Thanksgiving. When people register their American Express cards, as well as the cards of any authorized users, they will get a $25 statement credit on any registered card on which they have at least a $25 transaction at small businesses that day.

Last year, I used all my American Express cards to buy a fistful of $25 gift cards at my favorite local restaurants. The $25 statement credits for spending $25 made them all free. This very generous offer from American Express was a win-win for consumers and small businesses.  There’s your economic stimulus!

Thank you for clicking on the referral links in this post. I appreciate it! Not only will that ensure you get the correct offer, but we may get a referral credit from approvals. That support helps keep the 1s and 0s spinning around cyberspace bringing great Chip’s Money Tips to you!! Check out Click on Chip’s Favorite Credit Card Offers for up-to-date deals, terms, and conditions on these cards and more.  Email me if you have any questions about which card might be right for your situation.


This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser’s affiliate programs.

Post a comment via FaceBook

Post a comment on this Website

  1. erich
    erich03-27-2013

    Chip,
    does this not exclude one from doing both the business and personal card offer?

    “Welcome bonus offer not available to applicants who have had this product or any other Delta SkyMiles Business Credit Card account within the last 12 months.”

    What say you. Great Tip by the by.

  2. Chip
    Chip03-27-2013

    Hi Erich, You should apply for the personal one, then go for the business one. It’s true that you should wait 12 months between applications for the SAME card. Personal and Business are two different cards. You can always apply to each card using two different browsers. Fill out the information on both, then click submit on each within seconds. That will make you feel like a super spy!

Leave a Reply

Spam control * Time limit is exhausted. Please reload CAPTCHA.