3 Big Reasons. Allow Me to Clarify…
She did not know that my rewards junkie-tude makes me use a card to pay for EVERYTHING I can. She told me she set up an auto-withdrawal from her checking account to pay her electric bill, so I suggested she pay the bill with her Hyatt Rewards card to earn more free hotel stays!
Three Big Reasons I use a credit card to pay for everything everywhere :
- I don’t like to handle dollars and coins that have been fondled by junkies, hobos, and booger-eating morons.
- I get rewards points, cash back ($3,944 in 2011) and Airline miles (238,000 in 2011). Then pay off the card with the cash I was going to use.
- A credit card acts as a firewall between the world and my money – something a debit card and cash do not.
If you are looking for a good rewards card, check out Chip’s Favorite Credit Cards in my fancy, yet schmancy credit card search engine. I have selected my favorites for Hotel, Airline or Cashback and “Other”. Email me if you have any questions!
Of course, Chase Ink Bold will give you enough rewards points worth $250 in cash or $312.50 in travel – just for making ONE purchase. (Expired offer) See my video here.
I charge EVERYTHING on a credit card, then pay it off in full when the statement comes. If you don’t pay it off in full, the interest you will be charged wipes out the rewards you will receive.
Instead of auto withdrawals from bank account, have it auto withdrawal from credit card and get some rewards!
Photo: angie anew